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Why Offer Financing for Your Portrait Studio Photography Business

Quality photography is an investment, and consumers know that choosing the best photographer for their family portraits is 100 percent worth it. Offering consumer financing is vital for photographers who want to broaden their reach, increase affordability, and sell more photography packages. Read on to learn why you should offer financing for your portrait studio photography business and how you can do so today.

Empower Clients to Book Photography Sessions (and Capture Memories) Today

When you offer financing through a trusted partner, you not only increase the affordability of your services but also empower your clients to preserve precious memories now. Much of your work is time-sensitive. For example, family milestones don’t have wiggle room with their timelines.

Consumer financing from United Consumer Financial Services allows clients to purchase photography and portrait packages today and pay for them over time with low monthly payments. And because UCFS provides a credit decision in just minutes, approved clients can book a session immediately; they don’t have to postpone the shoot to save for an upfront payment. Not only does financing make scheduling and payment easier and faster, but it also ensures you capture your clients just as they are –– today.

Portrait photography marks a moment in time. You have the unique privilege of preserving memories for your clients that they can treasure forever. Portrait financing allows individuals and families to book their sessions now. Time and again, consumers choose to postpone photo sessions. Faces change, children grow up, and loved ones are lost. That time and those memories are gone. Providing affordable financing options helps your clients secure gorgeous, precious portraits they’ll cherish forever.

Expand Clients’ Purchasing Power

Providing flexible payment options for your portrait studio maximizes your clients’ purchasing power. Instead of making a single upfront payment, financing breaks the total cost of your photography services into smaller, affordable monthly installments. Offering financing gives your clients more bang for their buck, increasing affordability and accessibility.

When your audience knows they can realistically afford portrait photography with low monthly payments, you book more sessions and sell more packages. Your clients can upgrade their packages for just dollars more each month. That means more poses, more locations, and more memories; they can have it all without breaking the bank. Plus, financing allows clients to purchase prints directly from your company instead of settling for lower-quality prints from in-store photo stations or home printers. When you offer financing options for your portrait business, you exponentially enhance the value of the customer’s investment.

Clients come to you because they want professional-quality images and prints. Providing financing for their portrait photography ensures they receive a quality product and have a positive experience that they’re happy to share with potential new customers through glowing ratings and reviews.

Stand Out in a Competitive Field

Providing alternative payment options for family portrait is essential to differentiate your business and attract new clients.

Photography is an exceptionally competitive field. You must do what you can to set yourself apart. Maintaining affordability through straightforward, accessible financing helps you stand out from competing portrait photography companies and attract clients who want to book today.

Partnering with United Consumer Financial Services to provide financing for your portrait studio ensures you provide clients with the payment flexibility they want and need. Our process is simple:

  1. When discussing potential photography sessions, the photoshoot price might be printed on a sheet or discussed. You can then enter the customer’s credit application or have them enter it themselves.
  2. You’ll receive near-immediate communication of customer credit approval.
  3. Customer eSigns the contract right from their phone.
  4. Schedule the shoot.
  5. Get paid by UCFS within 1 to 2 days after the final product is delivered.
  6. Consumers make payments through autopay, with the first payment due 30 days after the contract is signed. United Consumer Financial Services handles your customer repayment for the life of the loan.

A customer-friendly application and near-immediate credit decision allow you to schedule more shoots and offer unique financing options that set you apart. 

Streamline Cash Flow to Grow Your Photography Business

Financing maximizes affordability, helping clients see they can afford quality, professional photography. Partnering with a consumer financing firm like UCFS allows you to reap the many benefits of a financing program, including streamlining cash flow, without the burden of running it in-house.

Outsourcing your business’s financing eliminates the cost and hassle of setting up payments, collecting payments, and client communication if a payment is late or missed. If a client fails to pay, your business is on the line. Every day that compensation is late, your sustainability is jeopardized. Positive cash flow not only helps you expand your company (by having the funds to upgrade equipment, add studio space, or hire a second photographer for bigger events), but it’s essential for keeping the lights on.

Offering financing through UCFS ensures you’re paid within just a few days upon completion of your services. You don’t have to worry about streams of cash flow drying up. Our team handles payment collection, and your funds are deposited directly into your bank account. UCFS takes care of consumer repayment, so you’re free to focus on running and growing your portrait photography business.

Do Business Better with Financing from UCFS

Portrait photographers combine art with business to build their companies. By partnering with United Consumer Financial Services to offer financing for your clients, you facilitate affordable purchases and free you and your team to focus on delivering an exceptional final product.

Our team

  • Determines customer credit decisions in just minutes
  • Sets up payment plans for your clients
  • Collects payment throughout the life of the loan
  • Provides autopay options for simple, stress-free repayment
  • Offers U.S.-based customer support for you and your staff

A division of Marmon Holdings, which is a Berkshire Hathaway company, we’re backed by a decades-long list of happy clients and their satisfied customers. Offering financing for your portrait studio helps you book more contracts, enhance the customer experience, and grow your photography business. Connect with us to learn how easy it is to offer consumer financing and how you can get started with us today.